If you have read our previous blog about getting online for seniors, and have started to dabble in the big online world, Congratulations!
It is always good to make sure that you are being safe while surfing the internet.
Online scams and fraud are quite common and some are very sophisticated, even tricking the tech-savvy amongst us. It can be a scary world to enter but with a few helpful tips, you can ensure that you are protected when you are using the internet.
Email scams have been around for years and scammers have become very clever in tricking people to give away personal details. Most of these look like they are telling you you have won a prize or to enter your correct bank details to keep them up to date. If something like this enters your inbox delete it immediately.
Ensure that you are shopping from a reputable site. If prices seem too good to be true that’s because they are! The best practice is to do your online shopping from places that you would also visit the physical store on the high street.
Credit Card Details
Be extra cautious when entering your credit card details online. A good way of keeping this secure is to only use one card for your online transactions. In the event of a scam you are then able to cancel the card immediately and the scammers are unable to access the rest of your money in other accounts.
Looking for companionship via the internet can be a great way to combat loneliness. However, do be wary of scammers that use dating sites and chat rooms to create trusting relationships before asking for money due to an ‘emergency’. Never send people you have met over the internet money or any account details.
Make sure that your computer or laptop has security software installed, this will then remove viruses and prevent spyware on your device. Ensure you buy a security software package from a reputable source such as Avast to McAfee, it may be a good idea to get a tech-savvy friend or family member to instal a good quality security program for you.
Most of all trust your instincts, the more you use the internet the easier it is to see untrustworthy sites and emails. If you are ever suspicious of a site or email close down the web page or delete the email immediately.
If you think you have been a victim of an online scam contact the police via ActionFraud. Many people have been a victim of fraud so do not be worried or embarrassed about reporting it!